Other Classes of Insurance

Theft is almost a fact of life for businesses and it can happen to anyone. In order to protect your business from robberies, burglaries, smash and grab incidents or hold ups, you will benefit from a NAGICO Burglary Business Insurance policy. It meets the needs of your business by providing protection against theft or burglary of personal property.

Our Burglary Business Insurance policy covers property contained in business premises, including stock, equipment, computers, computer software, money and securities held in locked safe or cash box. Damages to the premises are also covered.

As a business owner, you conduct numerous transactions that involve the use of money in the form of cash, cheques and other negotiable instruments. NAGICO’s Money All Risks Insurance protects your business against loss of money from a variety of causes such as money in transit, burglary and employee theft.

NAGICO’s Contractors’ All Risks policy provides an all risks coverage during the construction period for contract activity against loss or damage to property. It also covers third party liability for accidental bodily injury or property damage in connection with the performance of a contract, other than by an excluded cause. Simply put, when something goes wrong on the job site, we’ve got you covered.

Just about anyone can be sued as a result of their actions. NAGICO offers Personal Liability Insurance to cover you and your family from any unexpected legal claims.

Our Personal Liability insurance automatically covers you in case you are accused of slander, causing mental anguish or bodily harm. Even in the most frivolous cases, you may become overwhelmed in legal fees just to clear your good name.

When transporting goods within the country or over seas, the last thing you want to worry about is if they’ll reach their destination on time and in one piece. That’s why we’ve designed the perfect Goods In Transit policy. Our Goods in Transit policy provides coverage for loss or damage to goods while in transit on the road, in the air, or by sea. It’s the perfect policy to ensure that your merchandise reaches safely to its intended destination.

It’s important that you keep your business from closing its doors due to unexpected events. If you are closed for business, suppliers and debtors still have to be paid. Don’t let a circumstance outside your control interrupt your business’ productivity causing you to close your doors for an undetermined period.

Our Business interruption insurance can keep your company’s capital flowing in the event of a disruption.

Professionals owe a higher degree of care to members of the public who approach them for their professional services. Because of the higher degree of care owed to persons or organizations, professionals need to guard against errors (wrongful act) and omissions (failure to act) when conducting their duties.

FIDELITY GUARANTEE (Including surety bonds)

It’s an unfortunate reality that business employers have to be concerned about employee theft. Businesses that handle cash or securities need the added security of a Fidelity Guarantee policy from to protect them in the event of robbery or theft.

Because crime-related losses are not typically covered by most property insurance policies, crime protection insurance is a necessary component for any business. NAGICO provides the right coverage so business owners have the confidence that the risk of company theft is covered.